Having proper contractors insurance coverage protects your business and your income. Many companies won’t even let you work on their projects without it. Getting the right contractor insurance coverage can include general liability insurance, property damage insurance, Workers’ Compensation insurance, and more, depending on the services and scope of the work being performed.
How Much Contractors Insurance Coverage Do You Need?
The state of Florida has specified minimums for contractors insurance. Additionally, each county in Florida can have its own contractor insurance coverage requirements. Commercial insurance requirements for handyman or artisan contractors will cost less than a larger general developer or even a small general contractor. The larger the business, the larger the risk can be and this can raise the premium. Proper commercial insurance coverage is based on a variety of factors, including annual sales, payroll, the number of sub-contractors used, and the type of work being performed. An expert contractors insurance agent at Greg Thomas Insurance Agency, Inc. can help you determine your exact coverage needs.
Finding a Good Contractors Insurance Agency
There are a lot of factors that need to be considered when deciding on contractors insurance coverage in the Naples area. Be sure to choose an insurance agency that has experience in understanding the coverage requirements and limits for the Naples area. Our team of experienced agents at the Greg Thomas Insurance Agency Inc. works for you, not the insurance providers. We partner with a variety of insurance providers and will work hard to find the commercial insurance policy that provides your business the best coverage at the best possible price.
Getting a full, no-obligation contractors insurance quote is easy, but it does require some specific information about your business. To start the process of getting a quote, complete our online request form. If you’d prefer a faster response, please call any of our 4 convenient SWFL area locations today!