Flood insurance protection can provide for losses where other insurances may not cover. Most homeowners insurance or business owners insurance may not provide coverage in the event of a loss from rising water. If it’s found that rising water caused your structure to be damaged or items in you home or business to be damaged and you don’t have adequate flood insurance coverage your loss may not be reimbursed.
Did you know that flooding is the top natural disaster in the United States? Many homeowners and businesses expect their regular insurance policy to protect them after a flood—but Greg Thomas Insurance Agency, Inc. wants you to know you need a separate flood insurance policy to help you truly be protected from Mother Nature’s ravages.
Understanding Naples Flood Insurance Zones
Local zoning helps determine flood areas and homes within those flood areas are required to get Flood Insurance. But what you may not know is even if you live outside a flood zone and don’t have flood insurance your loss if caused by a flood (rising water), may not be covered.
We live and work in Florida and are surrounded by water. For help in understanding local flood area zoning and the importance of flood insurance coverage for your home or business contact a flood specialist at the Greg Thomas Insurance Agency Inc. today. Contact us today by completing our online request form. For the quickest response please call any of our 4 convenient SWFL area locations today!